Paragraph (4)(a) of the Policy lists three elements that the Complainant must prove to merit a finding that the disputed domain name registered by the Respondent be transferred to the Complainant:
1) the disputed domain name is identical or confusingly similar to a trademark or service mark ("mark") in which the Complainant has rights; and
2) the Respondent has no rights or legitimate interests in respect of the disputed domain name; and
3) the disputed domain name has been registered and is being used in bad faith.
The Panel is satisfied that the Complainant has satisfied all three elements for the principal reasons set out below.
RIGHTS IN AN IDENTICAL OR CONFUSINGLY SIMILAR TRADEMARK
As mentioned above the Complainant claims registered rights over a number of trade marks. However the Panel has focused on one trade mark registration in particular, being EU Trademark No. 002911105 UNICREDIT and device for various goods and services in classes 9, 16, 35, 36, 38, 39, 41 and 42 registered on 14 July 2009.
To satisfy paragraph 4(a)(i) of the Policy it is enough that the Panel is satisfied that the Complainant has registered rights in a single trademark in a single jurisdiction that predates the registration of the disputed domain name (even if that single jurisdiction is not one in which the Respondent resides or operates) (Koninklijike KPN N.V. v. Telepathy, Inc D2001-0217 (WIPO May 7, 2001); see also WIPO Case Nos. D2012-0141 and D2011-1436).
The next question is whether the disputed domain name is confusingly similar to UNICREDIT and device.
UNICREDIT and device appears with a relatively basic device. The dominant portion of the mark is undoubtedly the words UNICREDIT. These words appear somewhat unique with no directly descriptive meaning in English that relates directly to financial services.
Turning to the disputed domain name. The first element, being "unikredit" appears as a phonetically identical misspelling of "UNICREDIT" whilst the second element "-finanz" appears as a misspelling of the word "finance" (English) or "finanza" (Italian), which is descriptive of the Complainant's services.
Finally, the ".com" gTLD is disregarded.
The Panel is therefore satisfied that the disputed domain name is confusingly similar to a trademark in which the Complainant has rights.
NO RIGHTS OR LEGITIMATE INTERESTS
The Respondent's name bears no resemblance to the disputed domain name. Further, the disputed domain name does not resolve to a website.
There is simply no basis to conclude that the Respondent has rights or interests in the disputed domain name.
BAD FAITH
In some cases, like VideoLink Inc. v. Xantech Corporation (FA1503001608735) ("VideoLink"), the passive holding of a domain name may contribute to evidence of bad faith. However the Panel notes that in VideoLink the Respondent had held the domain name for "at least fifteen years". That is certainly not the case in the present matter were the Respondent has only held the domain name for less than four months. It is perfectly foreseeable that a domain name holder may take a reasonable amount of time that is more than four months to actively use a domain name.
However what is also clear to the Panel is there is no foreseeable reason why the Respondent would choose a domain name containing the well known trade mark of the Complainant followed by a misspelling of the core service that the Complainant provides under that mark. On its face the composition of this domain name indicates that the Respondent knew of the said trade mark before seeking to register the domain name. Further, there is no response from the Respondent to contradict this inference that the Panel draws under Rule 14(b) and (5)(a) of the UDRP Rules.
The disputed domain name has been registered in bad faith.
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