{
    "case_number": "CAC-UDRP-103530",
    "time_of_filling": "2021-01-26 09:22:37",
    "domain_names": [
        "olgafinanco.com"
    ],
    "case_administrator": "Denisa Bilík (CAC) (Case admin)",
    "complainant": [
        "FINANCO "
    ],
    "complainant_representative": "Nameshield (Enora Millocheau)",
    "respondent": [
        "Vaamonde Lombardero"
    ],
    "respondent_representative": null,
    "factual_background": "FACTS ASSERTED BY THE COMPLAINANT AND NOT CONTESTED BY THE RESPONDENT:\r\n\r\nThe Complainant was founded in 1986 and is a financial company specializing in consumer credit.\r\n\r\nThe disputed domain name was registered on November 25, 2020 and redirects to a website which offers loan and consumer credits in the language of the visitor's IP address (as the Panel discovered). \r\n\r\nThe Complainant contends that the disputed domain name is confusingly similar to the Trademark as the disputed domain name contains the Trademark in its entirety, while the addition of the term “OLGA” is not sufficient to escape the finding that the disputed domain name is confusingly similar to the Trademark.\r\n\r\nThe Complainant further alleges that the Respondent does not have any rights or legitimate interest in the disputed domain name.  The Respondent is not known under the disputed domain name, and is neither affiliated with nor authorized by the Complainant to use the Trademark in the disputed domain name. Moreover, the website in relation with the disputed domain name offers loan services, which compete with the services provided by the Complainant, which is not a use indicative of rights or legitimate interests. Further, the name and address of the company which the website to which the disputed domain name resolves seem to be false as the company is not registered with the Companies Register or other governmental agencies, and the address dis that of American Express France.\r\n\r\nThe Complainant also alleges that the Respondent has registered the disputed domain name many years after Complainant had registered the Trademarks, while the terms \"FINANCO\" has no meaning in any language. The Respondent uses the disputed domain name to promote services such as consumer loan or personal loans, which compete with the services offered by the Complainant. Therefore, the Respondent’s conduct shows manifest evidence of  use and registration of the disputed domain name in bad faith.\r\n\r\n",
    "other_legal_proceedings": "The Panel is not aware of any other legal proceedings which are pending or decided and which relate to the disputed domain name.",
    "no_response_filed": "No administratively compliant Response has been filed.",
    "rights": "The Complainant has, to the satisfaction of the Panel, shown the disputed domain name is identical or confusingly similar to a trademark or service mark in which the Complainant has rights (within the meaning of paragraph 4(a)(i) of the Policy).",
    "no_rights_or_legitimate_interests": "The Complainant has, to the satisfaction of the Panel, shown the Respondent to have no rights or legitimate interests in respect of the disputed domain name (within the meaning of paragraph 4(a)(ii) of the Policy).",
    "bad_faith": "The Complainant has, to the satisfaction of the Panel, shown the disputed domain name has been registered and is being used in bad faith (within the meaning of paragraph 4(a)(iii) of the Policy).",
    "procedural_factors": "The Panel is satisfied that all procedural requirements under UDRP were met and there is no other reason why it would be inappropriate to provide a decision.",
    "decision": "Accepted",
    "panelists": [
        "Alfred Meijboom"
    ],
    "date_of_panel_decision": "2021-02-17 00:00:00",
    "informal_english_translation": "The Complainant owns French national trademarks, including word marks FINANCO with nos. 3747380 and 4576196 registered since 2010 and  2019, respectively, for services in class 36 for financial related service (hereinafter the \"Trademark\").",
    "decision_domains": {
        "OLGAFINANCO.COM": "TRANSFERRED"
    },
    "panelist": null,
    "panellists_text": null
}