{
    "case_number": "CAC-UDRP-105141",
    "time_of_filling": "2023-01-20 09:15:00",
    "domain_names": [
        "cardif-epargne.com",
        "epargnegestion-cardif.com",
        "epargnegestioncardif.com",
        "gestioncrdf.com"
    ],
    "case_administrator": "Olga Dvořáková (Case admin)",
    "complainant": [
        "GIE BNP Paribas Cardif"
    ],
    "complainant_representative": "NAMESHIELD S.A.S.",
    "respondent": [
        "perrier Perrier (cardif-epargne)",
        "perrier pascal (epargnegestion-cardif)",
        "sylvain froissard (epargnegestioncardif)",
        "pascal perrier CRDF  (gestioncrdf)"
    ],
    "respondent_representative": null,
    "factual_background": "<p><strong>FACTS ASSERTED BY THE COMPLAINANT AND NOT CONTESTED BY THE RESPONDENT:<\/strong><\/p>\n<p>The Complainant claims to be an international insurance company with a presence in 33 countries in Europe, Asia and Latin America. The Complainant explains that the term &ldquo;CARDIF&rdquo; is a contraction of &ldquo;<em>Compagnie d&rsquo;Assurance et d&rsquo;Investissement<\/em>&rdquo;.<\/p>\n<p>The Complainant provided evidence that it is the owner of the Trademark and of several domain names, including &lt;cardif.com&gt; since 27 January 1998 and &lt;bnpparibascardif.com&gt; since 12 April 2011.<\/p>\n<p>The disputed domain name &lt;cardif-espargne.com&gt; was registered on 16 December 2022; the disputed domain name &lt;EspargneGestion-cardif.com&gt; was registered on 24 December 2022; the disputed domain name &lt;EspargneGestioncardif.com&gt; was registered on 28 December 2022; and the disputed domain name &lt;GestionCrdf.com&gt; was registered on 4 January 2023.<\/p>",
    "other_legal_proceedings": "<p>The Panel is not aware of any other legal proceedings which are pending or decided and which relate to the disputed domain name.<\/p>",
    "no_response_filed": "<p>The Complainant contends that the requirements of the Policy have been met and that the disputed domain names should be transferred to it.<\/p>\n<p>No administratively compliant Response has been filed.&nbsp;<\/p>",
    "rights": "<p>The Complainant has, to the satisfaction of the Panel, shown the disputed domain names are identical or confusingly similar to a trademark or service mark in which the Complainant has rights (within the meaning of paragraph 4(a)(i) of the Policy).<\/p>",
    "no_rights_or_legitimate_interests": "<p>The Complainant has, to the satisfaction of the Panel, shown the Respondent to have no rights or legitimate interests in respect of the disputed domain names (within the meaning of paragraph 4(a)(ii) of the Policy).<\/p>",
    "bad_faith": "<p>The Complainant has, to the satisfaction of the Panel, shown the disputed domain names have been registered and are being used in bad faith (within the meaning of paragraph 4(a)(iii) of the Policy).<\/p>",
    "procedural_factors": "<p>Multiple respondents were consolidated into a single proceeding, because from evidence it appears that these respondents are in fact the same person\/organisation or at least that the domain names are controlled by the same person\/organisation. &nbsp;The Panel refers, inter alia, to the following factors:<\/p>\n<ul>\n<li>there are similarities in the identities of the registrants of the disputed domain names, more in particular:\n<ul>\n<li>use of the terms &ldquo;Perrier&rdquo; and &ldquo;Pascal&rdquo; in three of the disputed domain names: &ldquo;perrier Perrier&rdquo; (in the first disputed domain name &lt;cardif-epargne.com&gt;); &ldquo;perrier Pascal&rdquo; (in the second disputed domain name &lt;EpargneGestion-cardif.com&gt;); and &ldquo;pascal perrier CRDF&rdquo; (in the fourth disputed domain name &lt;GestionCrdf.com&gt;);<\/li>\n<li>use of the terms &ldquo;sylvain froissard&rdquo; in the third disputed domain name &lt;EpargneGestioncardif.com&gt;, which corresponds to the contact email address &ldquo;<a href=\"mailto:sylvain.froissard.crdf@gmail.com\">froissard.crdf@gmail.com<\/a>&rdquo; used in the fourth disputed domain name &lt;GestionCrdf.com&gt;;<\/li>\n<\/ul>\n<\/li>\n<li>there are certain similarities in the contact details of the registrants of the disputed domain names, more in particular:\n<ul>\n<li>same contact phone number for the third disputed domain name &lt;EpargneGestioncardif.com&gt; and for the fourth disputed domain name &lt;GestionCrdf.com&gt;;<\/li>\n<li>same contact email address (i.e., &ldquo;sylvain.froissard.crdf@gmail.com\") for the third disputed domain name &lt;EpargneGestioncardif.com&gt; and for the fourth disputed domain name &lt;GestionCrdf.com&gt;;<\/li>\n<li>mention of the term &ldquo;crdf&rdquo; in the contact email address (i.e., &ldquo;<a href=\"mailto:pperrier.crdf@gmail.com\">crdf@gmail.com<\/a>&rdquo;) for the second disputed domain name &lt;EpargneGestion-cardif.com&gt; and for the third disputed domain name &lt;EpargneGestioncardif.com&gt; (see previous bullet point), which thus link to the fourth disputed domain name &lt;GestionCrdf.com&gt;;<\/li>\n<li>same Paris postal code &ldquo;75008&rdquo; for 3 of the disputed domain names (only the second domain name &lt;EpargneGestion-cardif.com&gt; has a &ldquo;75016&rdquo; Paris postal code);<\/li>\n<\/ul>\n<\/li>\n<li>there are clear similarities in the naming pattern of all four disputed domain names (combined use of the words &ldquo;cardif&rdquo;\/ &ldquo;crdf&rdquo; and\/or &ldquo;epargne&rdquo; and\/or &ldquo;gestion&rdquo;);<\/li>\n<li>use of the same registrar for all four disputed domain names;<\/li>\n<li>all four disputed domain names were used for phishing purposes. Similar phishing emails were sent out by email addresses &ldquo;pascal.perrier@cardif-epargne.com&rdquo; (i.e., first disputed domain name and name linked to second and fourth disputed domain name); &ldquo;sylvain.froissard@epargnegestion-cardif.com&rdquo; (i.e., second disputed domain name and name linked to the third disputed domain name); \"pascal.perrier@epargnegestion-cardif.com\" (second disputed domain name); &ldquo;sylvain.froissard@epargnegestioncardif.com&rdquo; (i.e., third disputed domain name); and &ldquo;pascal.perrier@gestioncrdf.com&rdquo; (i.e., fourth disputed domain name and name linked to second disputed domain name).<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>The Panel is satisfied that all procedural requirements under UDRP were met and there is no other reason why it would be inappropriate to provide a decision.<\/p>\n<p><\/p>",
    "decision": "Accepted",
    "panelists": [
        "Bart Van Besien"
    ],
    "date_of_panel_decision": "2023-02-24 00:00:00",
    "informal_english_translation": "<p>The Complainant submitted evidence that it is the owner of the EU word trademark &ldquo;CARDIF&rdquo;, registration no. 004105185, filed on 3 November 2004, registered on 10 February 2006, valid in the EU for a list of goods and services in classes 16, 35, 36 and 42 (hereinafter the &ldquo;Trademark&rdquo;).<\/p>",
    "decision_domains": {
        "cardif-epargne.com": "TRANSFERRED",
        "epargnegestion-cardif.com": "TRANSFERRED",
        "epargnegestioncardif.com": "TRANSFERRED",
        "gestioncrdf.com": "TRANSFERRED"
    },
    "panelist": null,
    "panellists_text": null
}