{
    "case_number": "CAC-UDRP-108420",
    "time_of_filling": "2026-02-20 08:08:47",
    "domain_names": [
        "FIDEURAM.ONLINE"
    ],
    "case_administrator": "  Iveta Špiclová   (Czech Arbitration Court) (Case admin)",
    "complainant": [
        "Intesa Sanpaolo S.p.A."
    ],
    "complainant_representative": "Intesa Sanpaolo S.p.A.",
    "respondent": [
        "Domain Privacy (Domain Name Privacy Inc.)"
    ],
    "respondent_representative": null,
    "factual_background": "<p>The Complainant claims rights in the FIDEURAM and FIDEURAM INTESA SANPAOLO PRIVATE BANKING established by its ownership of the trademark and service mark registrations described above and extensive use of the mark in its private banking business.<\/p>\n<p>The Complainant also owns and uses a large portfolio of Internet domain names incorporating the FIDEURAM mark such as &lt;fideurambanca.it&gt;, &lt;fideurambank.org&gt;, &lt;fideuramdirect.it&gt;, &lt;fideuramdirect.com&gt;, &lt;fideuramireland.com&gt;, &lt;fideuramluxprivate.lu&gt;, financierefideuram.com, and &lt;fideuramintesasanpaoloprivatebanking.com&gt;.<\/p>\n<p>The disputed domain name was registered on July 04, 2025 and resolves to a web page with links to third party websites.<\/p>\n<p>There is no information available about the Respondent, who availed of a privacy service to conceal its identity, except for what is provided in the Complaint, as amended, the Registrar's WhoIs and the information provided by the Registrar in response to the request by the CAC for details of the registration of the disputed domain name for the purposes of this Complaint.<\/p>",
    "other_legal_proceedings": "<p>The Panel is not aware of any other legal proceedings which are pending or decided and which relate to the disputed domain name.<\/p>",
    "no_response_filed": "<p>The Complainant claims rights in the FIDEURAM trademark and service mark established by its ownership of the portfolio of registrations described above and extensive use of the mark providing its private banking services.<\/p>\n<p>The Complainant submits that it is a member of a leading Italian banking group Intesa Sanpaolo established as of January 1, 2007, in a merger between Banca Intesa S.p.A. and Sanpaolo IMI S.p.A., two of the top Italian banking groups.<\/p>\n<p>The Complainant submits that its corporate group is among the top banking groups in the euro zone, with a market capitalisation exceeding 101,36 billion euro, and is the undisputed leader in Italy, in all business areas including retail, corporate and wealth management.<\/p>\n<p>In Italy it has network of approximately 2,600 branches capillary and is well distributed throughout the country, with market shares of more than 13% in most Italian regions.<\/p>\n<p>In all, the group offers its services to approximately 13,9 million customers, with also a strong presence in Central-Eastern Europe where it has a network of approximately 900 branches and over 7,4 million customers; and it has a presence in 24 countries, with a focus in particular in the Mediterranean area and those regions where Italian companies are most active, such as the United States, Russia, China and India.<\/p>\n<p>The Complainant submits, that Fideuram &ndash; Intesa Sanpaolo Private Banking, is the name of the Complainant&rsquo;s private banking division which serves the customer segment consisting of private clients and high net worth individual with the offering of products and services tailored for this segment, serving 120.000 customers through 270 branches staffed with more than 6600 private bankers.<\/p>\n<p>The Complainant adds that the division is frequently referred to as FIDEURAM, and that the FIDEURAM mark is only used by the Complainant within and in relation to its Fideuram &ndash; Intesa Sanpaolo Private Banking division.<\/p>\n<p>Moreover, the Complainant argues that it maintains an Internet presence with a large portfolio of Internet domain name incorporating the FIDEURAM mark which are described above.<\/p>\n<p>The Complainant firstly alleges that the disputed domain name &lt;fideuram.online&gt; is identical, or confusingly similar, to Complainant&rsquo;s FIDEURAM trademark as it reproduces the mark entirely.<\/p>\n<p>&nbsp;<\/p>\n<p>Secondly the Complainant submits that the Respondent has no rights on the disputed domain name, arguing that:<\/p>\n<p>- the disputed domain name does not correspond to the name of the Respondent;<\/p>\n<p>- to the best of the Complainant&rsquo;s knowledge, the Respondent is not commonly known as &ldquo;FIDEURAM&rdquo;;<\/p>\n<p>- as shown in the screen capture exhibited in an annex to the Complaint, the website to which the disputed domain name resolves do not show that Respondent is putting the disputed domain name to any fair or non-commercial use.<\/p>\n<p>Thirdly the Complainant alleges that the disputed domain name was registered and is being used in bad faith.<\/p>\n<p>The Complainant asserts that it trademarks &ldquo;FIDEURAM&rdquo; and &ldquo;FIDEURAM INTESA SANPAOLO PRIVATE BANKING&rdquo; are distinctive and well known all around the world, and argues that the fact that the Respondent has registered a domain name that is confusingly similar to them indicates that the Respondent had knowledge of the Complainant&rsquo;s trademarks at the time of registration of the disputed domain name.<\/p>\n<p>Furthermore, because the disputed domain name &lt;fideuram.online&gt; was registered on July 04, 2025, Complainant alleges that if the Respondent had carried even a basic Google search in respect of the wordings &ldquo;FIDEURAM&rdquo; and &ldquo;FIDEURAM INTESA SANPAOLO PRIVATE BANKING&rdquo; on that date it would have yielded obvious references to the Complainant. In support of this assertion, the Complainant has exhibited a screen capture of an extract of the results of a Google search which it carried out.<\/p>\n<p>The Complainant contends that raises a clear inference of knowledge of the Complainant&rsquo;s trademark on the part of the Respondent. Therefore, it is more than likely that the disputed domain name at issue would not have been registered if it were not for Complainant&rsquo;s trademark, which is clear evidence of registration of the disputed domain name in bad faith.<\/p>\n<p>In addition, it is argued that the disputed domain name is not used for any <em>bone fide <\/em>offerings. More particularly, the circumstances show that by using the disputed domain name, the Respondent has intentionally attempted to attract, for commercial gain, Internet users to his web site, by creating a likelihood of confusion with the Complainant's mark as to the source, sponsorship, affiliation, or endorsement of his web site (par. 4(b)(iv) of the Policy).<\/p>\n<p>First of all, the Complainant argues that several services can be detected, but not in good faith: in fact, the domain name is connected to a website sponsoring, banking and financial services, for whom the Complainant&rsquo;s trademarks are registered and used, as illustrated by the screen capture of the home page of the Complainant&rsquo;s official site at www.intesasanpaolo.com.<\/p>\n<p>Consequently, Internet users, while searching for information on the Complainant&rsquo;s services, are confusingly led to the websites of the Complainant&rsquo;s competitors, sponsored on the websites connected to the domain name at issue.<\/p>\n<p>The Complainant adds that several decisions of panelists appointed under the Policy have held that the registration and use of a domain name at issue to re-direct internet users to websites of competing organizations constitute bad faith registration and use under the Policy. See for example<em>&nbsp;Edmunds.com v. Ultimate Search, Inc<\/em>., WIPO Case No. D2001-1319 (&ldquo;Registration and use of a domain name to redirect Internet users to websites of competing organizations constitutes bad faith registration and use under the Policy&rdquo;); <em>Netwizards, Inc. v. Spectrum Enterprises,<\/em> WIPO Case No. D2000-1768 (&ldquo;Registration and continued use of the contested domain name for re-directing Internet users, i.e. particularly customers and potential customers of the Complainant, from the Complainant&rsquo;s website to the website of&hellip;a company which directly competes with the Complainant, constitutes bad faith registration and use&rdquo;).<\/p>\n<p>Referring to the screen capture of the website to which the disputed domain name resolves which is exhibited in an annex to the Complaint and argues that it illustrates that the Respondent is using the disputed domain name, to resolve to a website with links to third party websites some of which include the websites of the Complainant&rsquo;s competitors. The Complainant argues that Respondent&rsquo;s use of the disputed domain name in this manner is misleading of the Complainant&rsquo;s present clients and leading to the loss of potential new ones.<\/p>\n<p>The Complainant adds that it is no coincidence that the Respondent has targeted a big financial institution such as the Complainant; and submits that such diversion is frequently practiced in the banking realm due to the high number of online banking users.&nbsp;<\/p>\n<p>The Complainant contends that the requirements of the Policy have been met and that the disputed domain name should be transferred to it.<br \/><br \/><\/p>\n<p>No administratively compliant Response has been filed.<\/p>",
    "rights": "<p>The Complainant has, to the satisfaction of the Panel, shown the disputed domain name is identical or confusingly similar to a trademark or service mark in which the Complainant has rights (within the meaning of paragraph 4(a)(i) of the Policy).<\/p>",
    "no_rights_or_legitimate_interests": "<p>The Complainant has, to the satisfaction of the Panel, shown the Respondent to have no rights or legitimate interests in respect of the disputed domain name (within the meaning of paragraph 4(a)(ii) of the Policy).<\/p>",
    "bad_faith": "<p>The Complainant has, to the satisfaction of the Panel, shown the disputed domain name has been registered and is being used in bad faith (within the meaning of paragraph 4(a)(iii) of the Policy).<\/p>",
    "procedural_factors": "<p>The Panel is satisfied that all procedural requirements under UDRP were met and there is no other reason why it would be inappropriate to provide a decision.<\/p>",
    "decision": "Accepted",
    "panelists": [
        "James Bridgeman"
    ],
    "date_of_panel_decision": "2026-03-23 00:00:00",
    "informal_english_translation": "<p>The Complainant holds a portfolio of trade mark registrations for the FIDEURAM mark including:<\/p>\n<p>&nbsp;<\/p>\n<p>EU Trade Mark (EUTM) FIDEURAM, registration number. 14404958 registered on December 9, 2015, for goods and services in classes 9, 16, 35, 36, 41 and 42;<\/p>\n<p>&nbsp;<\/p>\n<p>EU Trade Mark (EUTM) FIDEURAM (figurative), registration number 14003685 registered on September 17, 2015, for goods and services in classes 9, 16, 35, 36, 41 and 42;<\/p>\n<p>&nbsp;<\/p>\n<p>EU Trade Mark (EUTM) FIDEURAM INTESA SANPAOLO PRIVATE BANKING, registration number 14001499 registered on September 17, 2015, for goods and services in classes 9, 16, 35, 36, 41 and 42; and<\/p>\n<p>&nbsp;<\/p>\n<p>International Trade Mark FIDURAM, registration number 1220255, registered on May 15, 2014, in class 36, for jurisdictions including China.<\/p>",
    "decision_domains": {
        "FIDEURAM.ONLINE": "TRANSFERRED"
    },
    "panelist": null,
    "panellists_text": null
}